We understand what you are going through and we have been in your shoes. We understand the financial and emotional toll this has on you. We had to short sell our million dollar dream home as well as some investment properties and took a huge financial loss. - Melissa Murphy Hainault
Melissa Murphy Hainault has been a Realtor since 1997 and a Mortgage Loan Officer since 1998. Melissa is now a Real Estate Broker and a member of the National & Illinois Association of Realtors. She awarded the SFR (Short sale and Foreclosure) designation passing the exam with 98% grade! She has sold over 100 properties in the last several years, most of which were short sale or foreclosures.
Greg Hainault has been buying and selling real estate since he was 21 years old. Greg has been a home builder and developer since the mid 1990’s building mostly Luxury Townhomes and Condos in Bucktown and Wicker Park, Chicago. He has his Real Estate Brokers license with the National & Illinois Association of Realtors holding the SFR designation as well!
When lending slowed and Greg’s home building business came to a complete stop we saw our bank accounts and investments declining and our dream home slipping away. We had to make some very tough decisions. We had to short sell our million dollar dream home as well as some investment properties and took a huge financial loss. We understand what you are going through because we have been in your shoes. We understand the financial and emotional toll this has on you.
We have now decided to help others with short sales and educate home owners about the importance of doing a short sale and not letting the home slip away in foreclosure.
Why Work With Us
We have been in your situation and we understand you will want someone to lean on throughout the entire process. We will be there for you 7 days a week. Most importantly, we know we must do everything to assist you in getting a waiver of deficiency! This gives you full release of the money between what you owe and what the home sells for. For example, if you owe $500,000 and the home sells for $200,000 you could be sued for the balance of $300,000!! This is why it is important to work with a team of short sale specialists and attorney’s who goal it is to make sure this does not happen to you!
While Melissa has successfully negotiated with banks, sold homes and got her clients full debt forgiveness, she soon found out that lenders respond much better to attorney’s request than realtors request so she now has real estate attorney’s who are knowledgable in short sales to assist you!
Melissa is also an asset because she understands lending. She has been a Senior Loan Officer for many years so she knows the documents you are going to need to collect and provide to your lender and attorney. She is a member of the national mortgage licensing system so she is licensed to handle your financial documents.